disclaimer-statement.info Time Machine: September 11, 2010

Many newer readers of disclaimer-statement.info haven’t been exposed to the hundreds of great articles in the archives of the site, so this is a weekly series that highlights the five best posts from one year ago this week, two years ago this week, and three years ago this week. I call it … the Time Machine.

One Year Ago (September 5 – September 11, 2009)
Five Ways I Disagree With Dave Ramsey I agree with him in many, many other ways, so I thought it would be fun to find areas where I disagree with Dave.

Helicopter Parenting, Baby Boomers, and Financial Dependence I absolutely do not want to be a helicopter parent. I want my children to love me, but I want them to be their own persons, independent and strong and capable of dealing with the problems that life throws at them.

You Can’t Take It With You This argument, often used for wanton spending, has always seemed very strange to me. There are many, many good uses for one’s money.

The Path of Least Resistance Is the Path Without Opportunities The easiest path is the path that might get you to your destination the fastest, but it causes you to miss out on countless opportunities along the way. Every challenge life puts in front of us is an opportunity to grow.

Synergy disclaimer-statement.info is a great source of synergy. It encourages me to constantly think about my finances, much more than I might have done otherwise. As a result, I’m led to more financial success and opportunity – and thus the source for more posts.

Two Years Ago (September 5 – September 11, 2008)
Fifteen Ways to Have Cheap Fun With Your Kids Using a $1 End Roll of Paper We’re still frequently using a giant roll of paper purchased for $5 a year or so ago. It’s been a tool for countless art projects, paper hats, boats, and other such things.

The Aldi Question: Does One Bad Experience Spoil the Soup? It did for me. It’s amazing the associations that people build up in their heads.

Please, Recommend a Personal Finance Product to Me! This is the stuff I use and why I use it. I don’t usually talk about stuff that I won’t use.

Why One-Budget-Fits-All Doesn’t Work – And Why It’s Difficult to Compare Spending Between People and Families You can’t base your spending choices on what other people do.

Creation versus Consumption There’s always more money to be made in creation than in consumption. The work is a lot harder, though.

Three Years Ago (September 5 – September 11, 2007)
Personal Finance And Nostalgia One of the best tricks that marketers use in convincing us to spend money is to tap nostalgia – our positive feelings about the past.

Eight Simple Ways To Reduce Food Costs Food eats up a major part of most budgets. Thankfully, there are many ways to reduce one’s food costs, and here are eight simple ones.

Fifteen Ideas For A Deeply Fulfilling Money Free Weekend There are so many wonderful ways to enjoy life without busting out the wallet.

Is A Roommate Worth The Financial Benefit? There are a lot of factors here. I think the biggest one is your own personality – if you can see yourself easily with a roommate, you’ll probably make money doing this.

Financially Savvy Gifts For New Parents It’s often tempting to give gifts to new parents (especially when there’s a baby shower). Why not get them a gift that makes good financial sense instead of yet another cute baby outfit?

If you’d like to browse through more of the archives, visit the chronology, where all posts are listed in chronological order.

Ten Ways to Get More out of disclaimer-statement.infoUpdated!
This is kind of a FAQ for new readers and is posted each week along with the Time Machine. Here are ten great ways for new readers to dig deeper into disclaimer-statement.info.

1. Subscribe by email or RSS. Visiting disclaimer-statement.info’s website is great, but for many people, it’s more convenient to receive the articles in another form. It’s easy to join 60,000 other subscribers and or (if you’re unfamiliar with RSS, check out .

2. Comment. Each article on disclaimer-statement.info has lively discussion. Just click on the green square in the upper right of each article on the website and join in!

3. Become a on Facebook. I put up questions and other materials about once every week or two on Facebook (so you won’t be flooded with Simple Dollar updates). Join in the conversation with other Simple Dollar fans and occasionally get some interesting freebies, too.

4. Follow me on Twitter. I post interesting articles, quotes, follow-up material, commentary, and other material on Twitter. If you’re unfamiliar with , it’s essentially an open discussion forum for people to share ideas and thoughts with other like-minded folks – you just choose the people you want to listen to and their ideas and thoughts are all delivered to you on a single page.

5. Read my story of financial meltdown and recovery. disclaimer-statement.info isn’t based on what I’ve read in books or learned in school. I’ve made a lifetime of financial mistakes – disclaimer-statement.info is a record of what works for me during the process of getting my life on a better track.

6. Download my free 49 page e-book. Everything You Ever Really Needed to Know About Personal Finance On Just One Page is completely free. It summarizes all of the key lessons I’ve learned along the way about personal finance in one tidy package – in fact, all of the main principles can be found right on the cover.

7. Dig through “31 Days to Fix Your Finances.” 31 Days to Fix Your Finances is an article series that outlines how you can get a grip on your finances over the course of a month.

8. Send me your questions and suggestions. Send me an email and let me know what you’re thinking, what you’d like to see, and any questions you might have. I try to respond to as many emails as possible and I read them all. I may even use your question in a future article!

9. Email a great article you find to a friend. Find an article that you think your friend would love? At the bottom of each article, you’ll find a link that says “Email this” – just click on that, type in your friend’s address, and send it right along to them!

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