Many newer readers of disclaimer-statement.info haven’t been exposed to the hundreds of great articles in the archives of the site, so this is a weekly series that highlights the five best posts from one year ago this week, two years ago this week, and three years ago this week. I call it … the Time Machine.
One Year Ago (October 17 – October 23, 2009)
Ethical Frugality Week: Hidden Replacements Is it an honest thing to substitute a lower cost item into the package of a higher cost item in your home?
Ethical Frugality Week: Hotel Visits What items in a hotel room should you feel okay putting into your luggage?
Ethical Frugality Week: Haggling When is it okay to start negotiating for price? What should you expect from haggling?
Ethical Frugality Week: Free Samples How “greedy” should you be when you have the opportunity to pick up some free samples? Is it cool to grab fifteen packets of ketchup and then go home and fill your ketchup bottle?
Ethical Frugality Week: Lifetime Guarantees How long should a lifetime guarantee last? How “abusable” is it?
Two Years Ago (October 17 – October 23, 2008)
18 Things a New Homeowner Should Do Immediately to Save Money I’d give this checklist to any new homeowner. There are lots of great things a homeowner can do to maximize the value of their new home purchase.
When Networking Doesn’t Work: There’s No Value in Just “Touching Base” I think if you’re not giving value to someone or getting value from them, why are you communicating with them?
That First Taste of Financial Success It’s so easy to fall back into bad habits when you begin to feel financial success. Here’s how to not fall into that trap.
Stop Wasting Money on Disposable Things Disposable things mean that you’re going to eventually chuck them and it’s a net loss for you. Look instead for non-disposable items that will last for a very long time, even if you have to pay a bit more up front. You’ll use them forever and they’ll still have value in ten years.
Giving Outside the Box: Generosity on a Limited Budget Give your time. Give your talents. Give your unused or unwanted possessions. There are so many ways to give that don’t involve you busting open your wallet.
Three Years Ago (October 17 – October 23, 2007)
Stumbling on the Simple Things I do this, actually. My biggest stumble? Keeping up with my inbox.
Five Reasons Why Having A Child Isn’t As Expensive As You Might Think Most of the huge costs for raising a child don’t include the areas in which you save by having a child, and some of those can be a tremendous help.
Seven Lessons Learned From The First Issue of Money Magazine I really enjoyed making this article, because it enabled me to read this classic issue of Money.
Twelve Tactics For Defeating the Starbucks Habit I used to have a bad “Starbucks habit.” Breaking it not only saves a lot of money, it can also help your health.
Handling A Child’s Material Wants and Impulses This is pretty much a daily challenge for us, given we have a four year old and a three year old at home. They need different lessons because there’s an 18 month gap between them.
If you’d like to browse through more of the archives, visit the chronology, where all posts are listed in chronological order.
Ten Ways to Get More out of disclaimer-statement.infoUpdated!
This is kind of a FAQ for new readers and is posted each week along with the Time Machine. Here are ten great ways for new readers to dig deeper into disclaimer-statement.info.
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5. Read my story of financial meltdown and recovery. disclaimer-statement.info isn’t based on what I’ve read in books or learned in school. I’ve made a lifetime of financial mistakes – disclaimer-statement.info is a record of what works for me during the process of getting my life on a better track.
6. Download my free 49 page e-book. Everything You Ever Really Needed to Know About Personal Finance On Just One Page is completely free. It summarizes all of the key lessons I’ve learned along the way about personal finance in one tidy package – in fact, all of the main principles can be found right on the cover.
7. Dig through “31 Days to Fix Your Finances.” 31 Days to Fix Your Finances is an article series that outlines how you can get a grip on your finances over the course of a month.
8. Send me your questions and suggestions. Send me an email and let me know what you’re thinking, what you’d like to see, and any questions you might have. I try to respond to as many emails as possible and I read them all. I may even use your question in a future article!
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