Issuer American Express
Annual Fee $0 for the first year, then $95 See Details
Credit Rating Excellent
Foreign Transaction Fee None
Introductory APR N/A
Introductory APR Period N/A
Introductory Balance Transfer APR N/A
Introductory Balance Transfer Period N/A
Balance Transfer Fee N/A
Ongoing APR 17.74% - 26.74% Variable See Rates & Fees
Penalty APR 29.99% Variable
Cash Advance APR 27.24% Variable
Intro Bonus Tier Level Average
Rewards Tier Level Excellent
Perks Tier Level None
- Earn 75,000 bonus points after you use your new Card to make $3,000 in purchases within the first 3 months of Card Membership.
- Earn 6 points for each dollar of eligible purchases at over 6,700 participating SPG® and Marriott Rewards® hotels across 29 brands.
- Earn 4 points at U.S. restaurants, U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers, and on U.S. purchases for shipping. Earn 2 points for all other eligible purchases.
- Receive 1 Free Night Award every year after your Card account anniversary (redemption level at or under 35,000 points) at a participating hotel. Select hotels have resort fees.
- Enjoy complimentary Silver Elite status with your Card.
- Plus, earn Gold Elite status after spending $30,000 or more in eligible purchases on your Card in a calendar year. Note: effective January 1, 2019, the spend threshold will increase to $35,000.
- No Foreign Transaction Fees on international purchases and $0 introductory annual fee for the first year, then $95.
- Terms Apply