Discover it® Student Cash Back

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Discover it® Student Cash Back
Details
Issuer Discover
Annual Fee $0
Rewards Details 5% cash back at different places each quarter like gas stations, grocery stores, restaurants or Amazon.com up to the quarterly maximum each time you activate. 1% unlimited cash back on all other purchases - automatically. $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
Credit Rating Fair
Introductory APR 0%
Introductory APR Period 6 months
Introductory Balance Transfer APR 10.99%
Introductory Balance Transfer Period 6 months
Balance Transfer Fee 3%
Ongoing APR 14.99% - 23.99% Variable
Cash Advance APR 26.99% Variable
Intro Bonus Tier Level None
Rewards Tier Level Good
Perks Tier Level Poor
Highlights
Card Highlights Provided by Discover:
  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants or Amazon.com up to the quarterly maximum each time you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
  • No annual fee. No late fee on first late payment. No APR change for paying late.
  • Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
  • Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 14.99% - 23.99%.