SimplyCash® Plus Business Credit Card from American Express
- Automatic cash back.
- Buy above your credit limit.*
- $0 Annual fee
SimplyCash® Plus Business Credit Card from American Express
Featured SimplyCash® Plus Business Credit Card Benefits
- Airfare purchased directly from airlines
- Hotel rooms purchased directly from hotels
- Car rentals purchased from select car rental companies
- U.S. gas stations
- U.S. restaurants
- U.S. purchases for advertising in select media
- U.S. purchases for shipping
- U.S. computer hardware, software, and cloud computing purchases made directly from select providers
SimplyCash® Plus Business Credit Card Benefits & Details
over your purchases
Buy Above Your Credit Limit* Enjoy the option to make larger purchases and earn cash back on those purchases, with no limit on how much you can get.
- The amount above your credit limit is due in full each month as part of your minimum payment due
- No overlimit fee¤, calls to make, or steps to take
- No limit to the total amount of cash back you can get*The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.
perks and protection when you're doing business on the road
Car Rental Loss and Damage Insurance♦︎ As a Card Member, you can be covered if your eligible rental car is damaged or stolen when you use your eligible Card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver at the rental car counter. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage. Roadside Assistance Hotline Your car dies or blows a tire and you're stranded. Now what? Luckily you're a Card Member. With Roadside Assistance Hotline you can call us in case of emergency for reliable coordination and assistance service to help get you on your way. Third-party service costs are your responsibility. There are some vehicle exclusions and other important restrictions. Baggage Insurance Plan♦︎ Travel more comfortably knowing you can be covered by the Baggage Insurance Plan♦︎ for eligible lost, damaged, or stolen baggage when you purchase the entire fare for a Common Carrier ticket (e.g. plane, train, ship, or bus) on your eligible Card. Coverage can be provided for up to $1,250 for carry-on baggage and up to $500 for checked baggage. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip. Please read important exclusions and restrictions. Global Assist® Hotline When you travel more than 100 miles from home, you have 24/7 access to medical, legal, financial or other select emergency coordination and assistance services, including medical and legal referrals, assistance with cash wires, passport replacement, missing luggage and more. Card Members are responsible for the costs charged by third-party service providers. Travel Accident Insurance♦︎ Travel Accident Insurance♦︎ can provide up to $100,000 in accidental death and dismemberment coverage while traveling on a Common Carrier (e.g. plane, train, ship, or bus) when the entire fare has been charged to the eligible Card. Please read important exclusions and restrictions.
to help you track and organize expenses
Employee Cards There is $0 annual fee for each Employee SimplyCash® Plus Card. Add Employee Cards to get rewards on employee purchases and stay on top of expenses with spending limits, alerts, and summary reports. Account Manager When you designate an Account Manager, you can allow trusted individuals - like an assistant or business partner - to access and manage your Business Card account. So you can trust your Account Manager to get the work done when you can't be there. Spend ManagerSM Spend ManagerSM is a feature available to help you manage your Card expenses by allowing you to add receipts and notes to your transactions either via desktop or your mobile device. Connect to Quickbooks Label and transfer your transaction data from your American Express online statement directly into your QuickBooks account. Account Alerts Set Account Alerts to help you avoid late payments, notify you of irregular activity, and monitor Employee Card spending. Year-End Summary At the end of the year, see a complete summary that categorizes your spend by month and purchase type, and helps you track your business expenses down to the last detail. Online Statements View your purchase history, prepare reports, and budget your expenses. Amex® App Easily manage your account, pay your bill, check your balance, view your benefits and more from your mobile phone or tablet.
for Card Members
Extended Warranty♦︎ With Extended Warranty ♦︎ you can shop with less worry knowing the terms of the original manufacturer's warranty can be extended up to two additional years*. Applies to warranties of 5 years or less that are eligible in the U.S. Please read important exclusions and restrictions.
*For residents of Indiana, Guam, Puerto Rico, and Northern Mariana Islands, Your coverage will match the original warranty period for warranties of less than one (1) year or provide one (1) additional year if the warranty is between one (1) and five (5) years.
Purchase Protection♦︎ When something you buy breaks or is stolen, Purchase Protection ♦︎ can have you covered. Use your Card for eligible purchases, and your purchases can be protected from accidental damage or theft for up to 120 days* from the moment you buy them. Please read important exclusions and restrictions.
*For residents of New York, Indiana, Guam, Puerto Rico, and Northern Mariana Islands coverage duration is 90 days.
Dispute Resolution We will work with you to resolve the issue if there is a fraudulent or incorrect charge on your statement. Amex Offers Amex Offers is a simple and easy way to make your life more rewarding. With offers for shopping, dining, travel, and more, there's something for everyone. Adding offers to your Card is quick, easy, and best of all, incredibly rewarding.